完善与发展农村金融市场强化农村金融服务

Improving and Developing Rural Financial Market to Strengthen Rural Financial Services

中文关键词:  农村金融市场  市场效率  农村金融服务

英文关键词:IPO under-pricing    liquidity    behavior model    Initial Public Offering(IPO)

中文摘要:

      我国农村金融市场的发展受到诸多因素的制约,农村金融市场的自身运作效率和对经济作用的效率低下,不能很好满足新农村发展对金融服务的需求。建议通过改革农村金融市场主体,加快发展农村资金拆借市场和票据市场,完善农村保险市场,积极推进农村利率市场化改革,引导农村非正规金融发展等,强化农村金融服务。

英文摘要:

      The development of China's rural financial market is restricted by many factors.Both the operation in rural finan- cial markets and their influenee upon economy are inefficient,which cannot meet the demand for financial services in New Coun- tryside development.This paper proposes a reform in the main body of rural financial market in order to accelerate the develop- ment of rural rural-lending market and bill market,improve the rural insurance market,promote actively the market-oriented re- form in interest rate,guide the non-formal financial development and strengthen the rural financial services.