浅析持续银行监管

An Analysis on Persistent Banking Supervision

中文关键词:  银行业风险  银行监管  监管法规  监管手段

英文关键词:banking risk  banking supervision  regulatory statute  supervisory method

中文摘要:

      持续银行监管,是有效银行监管的核心,是监管当局在某段时期内对银行机构某类潜在或显现的突出风险点、或对引致较大风险的某一违规事件进行持续跟踪、分析、监控和纠正的过程。当前,我国持续银行监管的内容主要包括对银行信用风险、内控管理风险、高级管理人员风险的监控及构建提高透明度机制的相关举措。加强持续银行监管,必须健全银行监管法规体系,完善银行监管手段。

英文摘要:

      Persistent banking supervision, the core of effective banking supervision, is a process of continuous track, analysis, supervision and rectification in a specified period of time executed by banking regulatory authority focusing on certain kind of prominent risk points (both potential and evident) in banking institutions or on such rule-breaking affairs prone to cause heavier risks. Currently, persistent banking supervision in China covers the surveillance of banking credit risks, inner control management risks and executive risks as well as the relative supervisory measures to establish the mechanism to improve the transparency. In order to strengthen the persistent banking supervision, we must develop the law system of banking supervision and the banking supervisory methods.